moneytree

Moneytree, commonly Pachira aquatica, is a tropical tree widely grown as a decorative houseplant. Native to wetlands in Central and South America, it is often sold with a braided trunk, a form created by threading together several young stems. The plant is associated in popular culture with wealth and good fortune, a link reinforced by feng shui traditions and marketing, though it has no proven effect on financial circumstances. The leaves are palmately compound with five leaflets, though the number can vary.

In cultivation, moneytree prefers bright, indirect light and well-draining soil. It tolerates ordinary room humidity and temperatures but dislikes prolonged soggy soil. Water when the top layer of soil dries, and avoid letting the pot sit in standing water to minimize root rot. It grows slowly indoors and is commonly repotted as it enlarges. Fertilizer is optional; if used, apply a balanced houseplant formula during the growing season.

Propagation is possible from seeds or cuttings; nursery-bred braided forms are usually created at the production level. Indoor flowering is rare. The plant is considered only mildly toxic to pets if ingested; as with many houseplants, it should be kept out of reach of curious animals.

The term moneytree may also refer to other uses or products bearing the name, including financial technology services, but this article focuses on the plant and its cultural associations.