Langzeitrisko
Langzeitrisko is a term used in risk management to describe risks that unfold over long time horizons, typically spanning years or decades. It emphasizes uncertainties that accumulate or become more relevant as time extends, rather than immediate or near-term threats. The concept is commonly used in German-speaking risk literature and is applied across financial, environmental, and organizational contexts.
In practice, langzeitrisko encompasses a range of domains. Financially, long-term risks include inflation and interest rate
Assessment and management of langzeitrisko rely on horizon-oriented methods. Scenario analysis, stress testing, and probabilistic modeling
Challenges include limited data for very distant outcomes, model risk, and the difficulty of assigning credible