riskiperustaisiin

Riskiperustaisiin is a Finnish term used to describe actions, policies, or processes that are based on risk assessment and prioritization. The core idea is to allocate resources and attention to areas with the greatest risk, rather than applying uniform rules across all activities. The approach relies on systematic risk analysis, including hazard identification, estimation of probability and consequences, and aggregation into overall risk levels.

Risk-based approaches are applied in many sectors. In regulatory and inspection contexts, risk-based methods determine how often sites are inspected or how audits are scoped. In healthcare, risk-based screening and triage aim to prioritize patients or procedures according to estimated risk. In finance and corporate governance, risk-based models influence capital requirements and internal controls. In quality and safety management, risk-based thinking informs decision-making and continuous improvement, and is incorporated into standards such as risk-based parts of ISO management systems.

Advantages include more efficient use of limited resources, earlier identification of critical risks, and improved resilience. Challenges include the need for reliable data, transparent methodology, and ongoing validation of risk models. There is also a risk of overemphasizing high-probability but low-impact events or neglecting rare but catastrophic risks.

Related concepts include risk assessment and risk management.