Interchangegebühren
Interchangegebühren, also known as interchange fees, are charges that are typically paid between financial institutions during electronic payment transactions, particularly in credit and debit card systems. These fees are paid by the merchant's bank (acquirer) to the cardholder's bank (issuer) as compensation for the costs and risks associated with handling card payments.
The primary purpose of interchange fees is to cover expenses related to authorization, fraud prevention, and
Interchange fees are a significant component of the broader payment ecosystem, often constituting a large part
Critics argue that high interchange fees can lead to increased costs for consumers and merchants and may
Overall, interchange fees play a crucial role in the financial transaction landscape, balancing the interests of