Inqativa

Inqativa is a privately held technology startup specializing in artificial intelligence and data analytics solutions for the financial services sector. The company was founded in 2018 by former data scientists from leading tech firms and is headquartered in Palo Alto, California. Inqativa's flagship product, Inqativa Insight, uses machine learning algorithms to provide real‑time risk assessment, fraud detection, and customer behavior modeling. The platform integrates with existing core banking infrastructures and offers a cloud-native deployment architecture.

The firm grew quickly after securing a Series A funding round of $12 million in 2019, led by venture capital firm Sequoia Capital. A subsequent Series B round in 2021 raised an additional $35 million, expanding the company’s presence in Asia and Europe. Inqativa Insight gained industry recognition in 2022, receiving the FinTech Innovation Award in the Analytics category and being listed among Forbes' “30 Under 30” fintech innovators.

Inqativa maintains a small research team that publishes white papers on ethical AI and data privacy. The company has no public controversies to date. Inqativa's current workforce consists of approximately 120 employees, including data engineers, software developers, and business analysts. The firm is positioned to provide advanced analytics capabilities to banks, insurance firms, and payment processors as regulatory demands for data-driven compliance increase.