situgenbanker

Situgenbanker is a coinage used primarily in online fiction, collaborative worldbuilding, and some role-playing contexts to describe a fictional financial actor who operates within simulated or hypothetical economies. The term does not denote a real-world profession and is not recognized in formal finance, but serves as a common archetype in speculative narratives and game design.

Etymology and origins are informal; the word appears to blend elements related to "situation" or Latin situs meaning location, with "banker" and possibly "gen" as a nod to governance or generation. The concept emerged in online writing communities during the 2010s and has since appeared in various prompts and worldbuilding exercises.

In most depictions, a situgenbanker analyzes stress scenarios, liquidity demands, and risk propagation in a governed or semi-structured economy. They may craft policy simulations, allocate capital across competing sectors, negotiate with other actors, and monitor systemic resilience. The role is often used to explore the consequences of financial decisions under constraints, rather than to mirror real-world banking practice.

Within fiction and games, situgenbankers function as a plot device to examine ethics, accountability, and the trade-offs between efficiency and stability. The term remains niche and informal, with its meaning shaped by specific communities and campaigns. See also finance simulation, scenario planning, and role-playing game design.