riskreserv
Riskreserv, frequently referred to as a risk reserve, is a financial reserve established by an organization
A riskreserv covers multiple risk categories, such as credit, market, operational, and liquidity risks. Its primary
Establishing a riskreserv involves identifying relevant risk exposures, estimating potential losses, and setting a reserve level
Methods to determine the size of a riskreserv vary. Common approaches include scenario-based loss estimates, expected
Riskreserv differs from contingency reserves (for planned but uncertain expenditures) and from external forms of protection
Estimating a riskreserv involves uncertainties, including model risk and shifting risk landscapes. Over- or under-reserving can
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