aðlánum
Aðlánum is a term used in Icelandic finance and economics, generally translating to "loans" or "borrowings." It encompasses a broad category of financial transactions where one party, the lender, provides funds to another party, the borrower, with the expectation of repayment, typically with interest, over a specified period. These loans can be taken out by individuals, businesses, or even governments.
In the Icelandic context, aðlánum can refer to various types of credit facilities. This includes mortgages
The regulation and availability of aðlánum are influenced by the Central Bank of Iceland (Seðlabanki Íslands)