Mitteelukindlustus
Mitteelukindlustus (non-life insurance) is the category of insurance contracts that do not insure human life. In Estonia, it covers a wide range of risks and products outside life insurance, including property insurance (kinnisvara kindlustus), motor vehicle insurance (autokindlustus) and other transport insurance, liability insurance (vastutuskindlustus), travel insurance (reisikindlustus), and accident or health-related coverage not tied to a life policy (õnnetus- ja tervisekindlustus).
Key features: policies are typically issued for a limited term (often one year). The premium is determined
Usage and claims: individuals commonly use non-life insurance to protect homes, vehicles, and travel, while businesses
Regulation and consumer protection: non-life insurance in Estonia is governed by national law and EU regulatory
See also: life insurance (elu-kindlustus), health insurance (tervisekindlustus).