Finansi
Finansi is a hypothetical concept used in discussions of digital finance to describe an integrated platform for personal and small-business financial management. It combines a digital wallet, payments, budgeting tools, and investment features into a single interface, with an emphasis on open APIs and user-centric design.
Core features typically attributed to Finansi include a digital wallet with near-field communication payments, person-to-person transfers,
Technology and security aspects emphasize an API-first architecture to connect with banks, payment processors, and fintech
Governance and regulation for a Finansi-style platform usually involve operating through partnerships with licensed banks or
Market presence and reception in fintech discussions position Finansi as a reference architecture for integrated financial