moneymanagement
Money management is the process of planning and controlling how to earn, spend, save, invest, and protect financial resources. It covers individuals, households, and organizations and aims to maximize the efficient use of funds to meet short- and long-term goals, maintain liquidity, and reduce financial risk.
For individuals, core activities include budgeting to track income and expenses, building an emergency fund, managing
For organizations, money management, often referred to as treasury or corporate finance, involves cash management, funding
Common tools include budgeting frameworks, cash flow analysis, financial statements, and, for individuals, personal finance software.