investing
Investing is the act of allocating money or capital with the expectation of generating income or capital appreciation over time. It is typically pursued to grow wealth, fund goals such as retirement, or outpace inflation. Investing involves risks and does not guarantee a profit; outcomes depend on market conditions, asset choices, and time horizons.
Asset classes form the core of investment portfolios. Common classes include stocks (equities), which seek capital
Diversification and asset allocation are central concepts. Diversification means spreading investments across assets, sectors, and geographies
Investment approaches vary. Passive investing aims to match broad market indices through index funds or ETFs,