makselahendustest
Makselahendustest, or payment solutions, refer to the systems, processes and services that enable merchants to accept electronic payments from customers. They cover online, in-store and mobile payments and include methods such as card payments, bank transfers, digital wallets and contactless options. The typical infrastructure comprises a payment gateway, a payment processor, and a merchant acquiring bank, with the issuer bank approving the payment.
A transaction flow generally involves the customer entering payment details, the gateway securely transmitting data to
Payment solutions are integrated into e-commerce platforms, point-of-sale systems or mobile apps, often via software development
Regulatory and security considerations include payment card industry standards, and, in the European Union, PSD2 and
Market players range from payment service providers (PSPs) to banks and fintechs. Common examples of PSPs include