indkassering

Indkassering is a Danish term that refers to the process of collecting money that is owed. It covers both the collection of payments from private customers for goods and services and the collection of public revenue such as taxes, fines, and fees. In practice, the term is used to describe the activities that move money from debtors to creditors, often through formal financial channels and administrative systems.

In a business context, indkassering encompasses accounts receivable management. This includes issuing invoices, monitoring due dates, sending payment reminders, negotiating payment arrangements, and, when necessary, engaging external debt-collection services or pursuing legal enforcement. The goal is to maintain liquidity and ensure timely settlement of outstanding balances.

In the public sector, indkassering relates to tax administration, fee collection, and the enforcement of fines and penalties. Government agencies use automated processes and compliance mechanisms to track obligations, issue notices, and collect revenues. Payment methods commonly include electronic transfers, direct debit, card payments, and traditional remittance.

Legally, indkassering is governed by consumer protection and financial regulation in many jurisdictions. Rules may cover notice requirements, permissible collection practices, data privacy, and the handling of billing disputes or errors. Effective debt collection practices aim to be fair and transparent, balancing the needs of creditors with the rights of debtors and the risk of reputational or legal consequences if misused.

Etymology and usage: the term stems from the idea of bringing money into a creditor’s possession, with related concepts including inkasso (debt collection) and general revenue collection. Indkassering is thus a broad concept describing the process of turning outstanding receivables into cash.