incassoproces
Incassoproces is the set of procedures used by a creditor or a debt collection agency to recover unpaid debts. It typically starts with internal credit management and a sequence of reminders to the debtor, known in Dutch as the dunning process, which informs the debtor of the amount owed and the possible consequences of nonpayment.
If the debt remains unpaid, the creditor may send a formal demand and, depending on the jurisdiction,
Once a judgment exists, enforcement can follow. In several jurisdictions a court-appointed enforcement officer or bailiff
Debtors have rights in the incassoproces. They may dispute the claim, request validation of the debt, seek
The main participants are creditors, licensed debt collection agencies, and enforcement authorities. The exact procedures, remedies,