budgeterats
Budgeterats is a colloquial term used in online personal-finance communities to describe individuals who champion strict budgeting and frugality. The word blends budget with a rodent metaphor, invoking notions of clever resourcefulness and thrift. It is an informal label and not part of formal financial-literacy terminology.
In practice, budgeterats share strategies for reducing expenses and maximizing value. Common practices include zero-based budgeting,
Reception of the term varies. Within frugality and minimalist communities, budgeterats is often used positively to
See also: frugal living, budgeting, personal-finance communities.