betaltjänstlagen
Betaltjänstlagen, or the Swedish Payment Services Act, is a Swedish statute that regulates payment services in Sweden. It defines what counts as a payment service and sets the rules that apply to providers and users, with the aim of ensuring safe, efficient, and transparent payment transactions and of protecting consumers.
The act covers a wide range of payment services, including credit transfers, card payments, direct debits, remittance
Licensing, registration, and supervision are key features. Payment service providers must typically be authorized or registered
Consumer protection and information obligations are central elements. Providers must supply clear information about terms, prices,
The law also supports open banking concepts, allowing access to payment accounts by third-party providers with