Treasurymanagementsystemer

Treasurymanagementsystemer, commonly referred to as treasury management systems (TMS) in English, are software platforms used by organizations to manage liquidity, payments, and financial risk. They centralize cash visibility, allow automated execution of transactions, and provide governance over debt, investments, and financial instruments across multiple currencies and entities.

Core functionality typically includes cash positioning and forecasting, payment factory and workflow automation, bank connectivity (including SWIFT and ISO 20022), liquidity planning, and accounting integration. Additional modules support FX and interest rate risk management, embedded hedge accounting, debt and investment management, and reporting dashboards.

Benefits include improved liquidity control, reduced bank fees and manual effort, more accurate forecasting, stronger compliance and audit trails, and better decision support for treasury leadership. TMS platforms are used by multinational corporations, financial institutions, and mid-market companies with complex cash and FX needs.

Deployment models vary between on-premises, cloud, or hybrid environments. Successful implementations require reliable data feeds from ERP systems (such as SAP or Oracle), banks, and market data providers, along with robust security and access controls. Common vendors and platforms include Kyriba, GTreasury, SAP Treasury, FIS, Oracle, and ION Treasury.

Trends in treasurymanagementsystemer include cloud adoption, real-time cash visibility, API-driven bank connectivity, and AI-driven forecasting. Challenges include data quality, integration complexity, regulatory compliance, and cyber risk. As treasury functions continue to evolve, these systems aim to provide end-to-end automation and enhanced risk management.