Risikopåslag
Risikopåslag, often translated as risk premium or risk margin, is an additional amount added to a base interest rate or price to compensate for the perceived risk associated with a transaction or investment. In essence, it is the extra return an investor expects to receive for taking on a greater level of uncertainty compared to a risk-free investment.
The concept is fundamental in finance and economics. For instance, when a bank lends money, it typically
Similarly, in the investment world, bonds issued by governments with stable economies are considered less risky
The size of the risikopåslag is determined by various factors, including the specific characteristics of the