Personaliarvestuses

Personaliarvestuses is a term used in discussions of personal data governance to describe a practice in which individuals actively collect, organize, and manage data about themselves from multiple sources. It treats personal data as a portfolio that can be owned, curated, and used for decision making rather than passively surrendered to services.

Etymology and scope: The word blends elements suggesting persona and accounting or calculation, reflecting the idea of accounting for one’s own data. In different contexts it is used interchangeably with self-tracking, personal data stores, or personal data sovereignty, though its definition is not standardized.

Mechanisms: Implementations typically involve gathering data from devices, apps, online accounts, health records, finances, and public records; aggregating it in a personal data store or vault; and applying tools for data provenance, consent management, analysis, and selective sharing. Users may set rules for access, retention, and usage.

Applications and benefits: Personaliarvestuses can support health management, financial planning, education, and personalized services while promoting greater data portability and user control. The approach often aligns with broader movements toward self-sovereign identity and user-centric data governance.

Risks and challenges: Potential issues include privacy and security risks, data quality and completeness, misinterpretation of analyses, and unequal access to tools. Ethical considerations involve consent, transparency, and the possibility of discrimination when data is used in automated decision processes.

See also: personal data store, data portability, self-sovereign identity, quantified self, data governance.