Netto30

Netto30 is a trade credit term used in invoicing that requires payment within 30 days after the invoice date. It represents a net payment period offered by a supplier to a buyer in business-to-business transactions. The exact due date can be based on the invoice date, shipment date, or the end of the month, depending on the contract terms. Typically, the term implies no discount is offered unless a separate early-payment incentive is specified.

Variations of the term include Net 30 End of Month (Net 30 EOM), where the 30-day period starts at the end of the month, and discounted terms such as 2/10 Net 30, where a buyer can take a reduction (for example, 2%) if payment is made within a specified early period (such as 10 days); otherwise the net amount is due within 30 days.

Netto30 affects cash flow and working capital for both parties. For suppliers, it accelerates receivables and helps predict revenue, while for buyers it provides liquidity and time to manage payables. However, it also introduces exposure to late payments and may require credit management and credit risk assessment. Depending on the jurisdiction and contract, late payments can incur interest, penalties, or loss of favorable terms.

Netto30 is commonly used across various industries in Europe and North America as a standard form of trade credit. It is a contractual term and should not be confused with payment methods such as cash on delivery or scheduled electronic transfers.