Jäähtyneet

Jäähtyneet refers to a Finnish financial instrument, commonly known as a cold call, where an uninvited person receives a call from someone they do not know, often leading to an investment proposal or a request to donate money.

The practice is often associated with aggressive and unscrupulous sales tactics, with the goal of persuading individuals to invest in unfamiliar or unsound financial products. Jäähtyneet can involve high-pressure sales pitches, making unsubstantiated claims, and using other questionable tactics to convince the recipient to part with their money.

In Finland, jäähtyneet is considered a form of abuse when conducted by individuals or companies. Financial authorities and consumer protection agencies often receive complaints about such activities. They urge people to be cautious and report suspicious calls to the authorities.

Some jäähtyneet activities may be a form of pyramid scheme, which is a type of investment scam where returns are paid to existing investors from funds contributed by new investors, rather than from profit earned. The sustainability of a pyramid scheme relies heavily on the constant flow of new investors.

Financial authorities in Finland warn people to be aware of red flags such as overly aggressive sales tactics, promises of unusually high returns, and requests for payment in advance. They encourage people to report such activities to the authorities and to be cautious of unsolicited financial offers, especially from individuals or companies they do not know. This can help prevent the victimization of unsuspecting individuals.