Inkomensplanning
Inkomensplanning, often referred to as income planning in English, is the process of forecasting and organizing an expected stream of income to meet financial obligations and goals over time. It involves analyzing all sources of income, including wages, benefits, investments, rents, and government transfers, while considering uncertainty, inflation, and taxes to ensure steady liquidity.
It is used by individuals and households to maintain regular cash flow, save for emergencies, retirement, education,
Core concepts include income estimation, expense forecasting, tax planning, risk management, investment strategy, and timing of
Methods and tools include budgeting, cash-flow forecasting, scenario analysis, and sensitivity analysis. In more advanced settings,
Process steps typically involve defining goals and time horizon; gathering income sources; projecting future income; estimating
Inkomensplanning is applied beyond personal finance to corporate revenue forecasting, liquidity planning, and public pension and