EMVkiibid
EMVkiibid is a fictional payment protocol proposed as an extension of the EMV framework to integrate biometric-based identity verification with cryptographic transaction validation and distributed ledger settlement. The concept sits at the intersection of card-present security, mobile wallets, and next-generation tokenization, and is not part of any issued standard.
Origin and naming: The term EMVkiibid was introduced in speculative literature and in-universe design notes by
Architecture: The system envisions four main actors: a consumer device equipped with a biometric sensor and
Operation: Enrollment creates a protected biometric template bound to a cryptographic token. In a transaction, the
Security and privacy: Proposals emphasize hardware isolation and minimal data leakage. Biometric data can be stored
Status and reception: EMVkiibid remains a theoretical construct and has seen little real-world adoption. It faces
See also EMV, EMVCo, biometric authentication, tokenization.