riskipainojen

Riskipainojen are a set of numerical weights applied to individual risk factors within a risk assessment framework. They express how much each risk contributes to an overall risk level or to capital adequacy calculations.

The term combines risk with paino, Finnish for weight. It is used in Finnish-language risk management, and may appear in bilingual documentation in finance, engineering, and safety contexts.

In practice, riskipainojen are used in risk matrices, scoring models, and regulatory or accounting calculations to scale the influence of each factor. A common approach multiplies a risk's likelihood and impact by its weight to obtain a component score, and then aggregates across risks.

Weights can be derived from expert judgment, historical data, statistical analysis, or scenario planning. They are often normalized to sum to 1 or 100, reflecting relative importance among the considered risks.

Example: in a project assessment, supplier-delivery risk might have weight 0.25 and customer-concentration risk 0.35; the resulting scores are combined to yield a total risk score used for prioritization.

Applications extend beyond project management to financial risk management, insurance, and safety engineering, where consistent weighting guides decision making and reporting.

Limitations include subjectivity in weight assignment, data quality issues, and changes over time. Interdependencies among risks can complicate aggregation, necessitating regular review and sensitivity analyses.

See also risk assessment, risk matrix, capital adequacy frameworks.