riskexponering

Riskexponering, or risk exposure, is the degree to which an entity—such as a person, business, asset, or project—is exposed to potential loss from uncertain events. It describes the extent of exposure to a hazard or risk factor and the possible impact if the event occurs. In risk management, exposure is often distinguished from the probability of an event: exposure focuses on the amount at stake or the potential magnitude of loss, while risk combines both likelihood and consequence.

In finance, exposure can be the current value of positions, the amount outstanding in a credit relationship (exposure at default), or the gross notional amount of open trades. Quantitative measures such as value at risk, expected shortfall, or stress-test results are used to estimate potential losses under adverse conditions, given the level of exposure.

Exposure is managed through strategies like diversification, hedging, insurance, and by setting internal risk limits and monitoring systems. Regular scenario analysis and stress testing help quantify exposure under hypothetical shocks.

In non-financial contexts, riskexponering covers occupational, environmental, or health hazards—for example exposure to chemicals, noise, or radiation—and is addressed through regulatory controls, safety protocols, and protective equipment.

See also: risk, risk management, exposure, diversification, hedging, VaR, EAD.