készpénztartás
Készpénztartás, often translated as cash holding or cash management, refers to the practice of individuals or businesses keeping a certain amount of liquid funds readily available. This is distinct from investing funds in assets that may take time to convert to cash, such as stocks or real estate. The primary motivation behind készpénztartás is to ensure immediate liquidity for various purposes.
For individuals, holding cash provides a safety net for unexpected expenses like medical emergencies, job loss,
Businesses utilize készpénztartás to manage day-to-day operations, meet payroll obligations, pay suppliers, and take advantage of