käteisliikkeet
Käteisliikkeet refers to the use of physical cash in commercial, financial and everyday transactions. The term is often used in Finland to distinguish cash-based transactions from electronic or card‑based payment methods. Käteisliikkeet covers a range of activities such as accepting cash as payment, issuing cash to customers, cash deposits, withdrawals and cash reconciliation by businesses and banks.
In a typical cash transaction, a customer gives a payment in cash to a merchant, who records
Regulatory frameworks for käteisliikkeet aim to reduce money‑laundering risk and enforce accounting transparency. In Finland the
Despite the rise of digital payments, käteisliikkeet remain important for small businesses, informal trades and regions