kompkortti

A kompkortti, or "computer card," refers to a compact, portable identification card used primarily in Finland for accessing various digital services. Introduced in 2007, it serves as a secure method for authenticating users in online transactions, government services, and banking. The card functions similarly to a smart card, containing an embedded microchip that stores cryptographic keys and personal identification data.

The kompkortti is issued by Finnish banks and financial institutions, often as part of a debit or credit card package. It is typically linked to a user’s bank account and can be used for online banking, e-signatures, and accessing public services such as tax filings or healthcare records. The card requires a personal identification number (PIN) for activation, ensuring secure access to sensitive information.

One of the key features of the kompkortti is its compatibility with the Finnish e-Residency and digital identity systems. It supports strong authentication methods, including digital signatures and encrypted communication, aligning with European Union standards for secure digital transactions. Over time, the kompkortti has evolved to include additional functionalities, such as contactless payment capabilities and integration with mobile banking apps.

While the kompkortti remains widely used, its role has shifted slightly with the growing adoption of mobile authentication methods, such as mobile banking apps and biometric verification. However, it remains a trusted and reliable tool for those who prefer physical identification cards for secure online activities.