jachargebackide
Jachargebackide is a term used in discussions of electronic payments to describe a proposed framework for handling chargebacks in a standardized and potentially automated way. It is not an official standard, but a concept used to explore how dispute processes might be improved through common data practices, governance, and interoperable workflows.
The concept envisions a lifecycle for payment disputes that begins with initiation by the cardholder or merchant,
Core components of jachargebackide include standardized data schemas for evidence (such as transaction details, refunds, and
Implementation approaches vary from centralized dispute platforms that interface with issuers, merchants, and networks to decentralized
See also: chargeback, payment dispute, dispute management, fraud detection.