colaterais

Colaterais is the plural form of colateral in Portuguese, used to describe elements that run beside or accompany something else. The term comes from Latin collateralis and is applied in various fields to indicate a secondary, dependent, or auxiliary relationship rather than a direct one.

In finance and law, collateral (colaterais) refers to assets pledged by a borrower to secure a loan. Common collateral includes real estate, vehicles, equipment, securities, or receivables. If the borrower defaults, the lender may seize the collateral to recover funds. The value, liquidity, and risk profile of the collateral influence loan terms, such as interest rates and loan-to-value ratios. Collateral agreements specify rights, valuation methods, release conditions, and foreclosure procedures. Unsecured loans exist, but collateral generally reduces lender risk and can enable larger or cheaper credit.

In medicine, collateral circulation describes alternative pathways for blood flow that develop when a main vessel is narrowed or blocked. Collateral vessels can form in the heart, brain, or limbs and may affect the prognosis of ischemic conditions. The extent of collateral development depends on factors such as genetics, disease duration, and overall vascular health, and is assessed through imaging and functional tests.

In kinship and anthropology, collateral relatives (colaterais) are those connected through a non-direct line of descent, such as siblings, aunts, uncles, and cousins, as opposed to lineal relatives like parents and grandparents. This distinction helps in studies of inheritance, family law, and social history.

See also: collateral, collateral circulation, collateral relatives.