budjettihallintaa
Budjettihallintaa refers to the process of managing and controlling a budget, which is a financial plan that outlines expected income and expenses over a specific period. Effective budget management is crucial for both individuals and organizations to ensure financial stability and achieve their financial goals. It involves tracking income and expenses, setting financial priorities, and making informed decisions about spending and saving.
For individuals, budget management can help in avoiding overspending, reducing debt, and saving for future expenses
Organizations also benefit from effective budget management by ensuring they have sufficient funds to cover operational
In both individual and organizational contexts, budget management requires discipline, planning, and continuous monitoring. It helps