avalado

Avalado is an adjective used in Spanish and Portuguese to indicate that something has received backing, endorsement, or guarantee from a person or institution. It derives from the related verb avalar (to guarantee or endorse) and is commonly found in financial, legal, and administrative contexts.

In finance, an obligation such as a loan or credit can be described as avalado when a guarantor or guarantor institution, known as an aval, provides security for the debtor’s obligation. The entity providing the guarantee is the avalista, and the guarantee itself is the aval. For example, a loan may be described as “avalado por un banco” (guaranteed by a bank). In broader use, a document, project, or program may be called avalado if it has been officially endorsed or supported by an authority or sponsor.

In Portuguese, the term is used similarly. Something avalado is backed or endorsed by someone, and avalar means to guarantee or endorse. The guarantor is often referred to as the avalista. The word appears frequently in contractual, civil, and commercial language.

Etymology generally traces avalado to the noun aval (the guarantee) with the adjectival suffix -ado, forming a participial or descriptive adjective in both languages.

See also: aval, avalista, fianza, garantía, carta de crédito, fiança bancária.