Votus

Votus is a digital banking and financial technology company headquartered in Helsinki, Finland, that specializes in providing streamlined banking services to small and medium-sized enterprises. Founded in 2015, the company was established with the intent of simplifying the financing process for businesses through a combination of automated credit assessment tools and a fully integrated digital platform. Votus markets itself as a modern alternative to conventional banks, offering online account opening, real‑time cash flow monitoring, and automated bookkeeping features that integrate with popular accounting software.

Since its inception, Votus has raised multiple rounds of venture capital. In 2018 the firm received a seed investment from Nordic investment firms, and in 2020 it secured a Series A round that totaled €10 million, led by a leading European fintech accelerator. The capital has been used to expand its product line, scale its customer support, and enhance regulatory compliance across the European Economic Area.

The core product is a cloud‑based banking application with a single sign‑on interface that allows businesses to manage all bank transactions, invoices, and tax filing from one dashboard. It also offers a suite of predictive analytics that provide cash‑flow forecasts and risk assessments. Votus is regulated by the Finnish Financial Supervisory Authority and adheres to EU banking directives, including PSD2 and the General Data Protection Regulation. While still privately held, the company reports that it has over 60,000 registered users across ten European countries as of early 2024.