totaled
Totaled is a term most commonly used in the automotive and insurance industries to describe a vehicle that is so badly damaged that it is considered a total loss. In this context, "totaled" refers to the point at which the cost of repairing a vehicle exceeds its insured market value or a predetermined threshold set by the insurance company or state regulations. When a vehicle is totaled, the insurance provider typically pays the policyholder the actual cash value (ACV) of the vehicle, plus any applicable deductible, and the claimant may choose to reclaim a salvage title.
Insurance companies determine that a vehicle is totaled by evaluating the estimate for repairs, the vehicle’s
The claim process for a totaled vehicle includes an appraisal of the vehicle, a repair estimate, and
In broader usage, the verb “total” can mean to overcome or defeat decisively (“total defeat”), and in