Riskipohjainen

Riskipohjainen is a Finnish term that translates to "risk-based" in English. It refers to an approach or methodology where decisions, actions, and strategies are primarily determined by an assessment of potential risks. This concept is widely applied across various fields, including finance, project management, information security, and public health.

In a risk-based approach, the focus is on identifying, analyzing, and evaluating potential threats and vulnerabilities. Once risks are understood, resources and efforts are prioritized and allocated to address the most significant risks. This means that activities are not necessarily uniform; instead, they are tailored to the level of risk involved. For instance, in cybersecurity, a risk-based approach would involve implementing stricter security measures for systems handling highly sensitive data compared to less critical systems.

The core principle behind a risk-based approach is to optimize the allocation of resources by concentrating them where they can have the greatest impact in mitigating potential negative outcomes. It acknowledges that not all risks can be eliminated entirely and aims to manage them to an acceptable level. This contrasts with a compliance-based approach, which often focuses on meeting predefined rules or standards regardless of the actual risk level. By adopting a risk-based perspective, organizations and individuals can make more informed and effective decisions, leading to improved outcomes and greater resilience.