Rahastusskeemid

Rahastusskeemid, also known as financial schemes or investment scams, are fraudulent activities designed to deceive individuals into providing money or valuable assets with the promise of high returns or other benefits. These schemes often exploit the lack of financial knowledge or the desire for quick profits among potential investors. Rahastusskeemid can take various forms, including Ponzi schemes, pyramid schemes, and stock market manipulation.

Ponzi schemes operate by paying returns to earlier investors with funds contributed by new investors. The scheme collapses when there are not enough new investors to sustain the payments. Pyramid schemes, on the other hand, recruit members via a promise of payments or services for enrolling others into the scheme, rather than through any real investment of the scheme's funds.

Stock market manipulation involves the deliberate attempt to artificially inflate or deflate the price of a stock. This can be achieved through various methods, such as pump-and-dump schemes, where a stock's price is artificially inflated through false or misleading statements, and then sold at the inflated price.

Rahastusskeemid are illegal in most jurisdictions and are often investigated by regulatory authorities. However, they continue to be a significant problem due to their ability to prey on vulnerable individuals. It is crucial for potential investors to conduct thorough research and seek professional advice before engaging in any investment activity.