Maksuoperaattorit
Maksuoperaattorit are entities that facilitate the processing of electronic payments in Finland and often operate across the broader Nordic region. These operators provide the technical infrastructure and services that enable consumers and businesses to transfer funds securely through online shopping, mobile banking, and automated systems such as point‑of‑sale terminals. Commonly known payment service providers, they encompass both national firms, such as Neutrino Payments and Kela Saavutuksen, and international players that have established local operations, for instance PayPal and Stripe.
The Finnish payment ecosystem is regulated by the Finnish Financial Supervisory Authority (FIN-FSA) in accordance with
Historically, the transition from paper‑based banking to digital payment methods has been rapid in Finland, driven
Maksuoperaattorit thus play a pivotal role in supporting e‑commerce, consumer finance, and the overall digital economy