EMVCoStandards
EMVCo Standards refer to a family of specifications published and maintained by EMVCo to enable interoperable payment transactions among payment cards, readers, and networks. The standards cover the technical rules for card-present and emerging mobile or digital methods, defining data elements, command formats, cryptographic processes, and message flows used in transaction authorization, offline data authentication, and terminal integration.
EMVCo is a standards development organization owned by the major payment networks. Its membership includes leading
The standards address both card and terminal technologies, encompassing contact and contactless smart cards, secure element
EMVCo publishes EMV Specifications and related documents, organized into documentation sets that outline requirements for cards,
Adoption of EMV standards is global and widespread, helping merchants, issuers, and acquirers reduce counterfeit fraud