Anlagemünzen

Anlagemünzen, often translated as investment coins or bullion coins, are precious metal coins primarily manufactured for their intrinsic value as a store of wealth. Unlike collectible or numismatic coins, the value of anlagemünzen is largely determined by the market price of the precious metal they contain, such as gold, silver, platinum, or palladium, and to a lesser extent, their weight and purity. These coins are typically minted with a high degree of purity, often 99.9% or higher for gold and silver, and are recognized internationally.

Governments and private mints around the world produce anlagemünzen. Popular examples include the South African Krugerrand, the American Eagle, the Canadian Maple Leaf, and the Austrian Philharmonic. These coins are often struck in standard weights, such as one troy ounce, half ounce, quarter ounce, and tenth ounce, making them easily divisible and portable for investors. Their manufacturing is subject to strict quality controls to ensure the specified metal content and purity.

The appeal of anlagemünzen lies in their tangible nature, their historical role as a safe-haven asset during economic uncertainty, and their relative liquidity compared to other physical assets. They offer a way for individuals to diversify their investment portfolios and hedge against inflation or currency devaluation. While their value fluctuates with the precious metal markets, they are generally seen as a long-term investment. Buyers should be aware of premiums charged over the spot price of the metal, which cover minting costs, distribution, and dealer margins.