üldrisk
Üldrisk is a coined term that appears in a small number of risk-management discussions, particularly in Nordic-language sources, but it is not a widely adopted concept in English-language risk literature. The term is used to describe long-term, aging, or persistent risks that accumulate as systems, institutions, or infrastructures age and that may not be fully captured by short- or medium-term risk assessments.
Etymology and usage vary, and there is no formal definition in major risk frameworks. The form with
Concept and characteristics commonly attributed to üldrisk include slow onset, low annual probability, high potential impact,
Contexts and applications often cited include aging physical infrastructure, pension and social-security sustainability, climate adaptation challenges,
See also: systemic risk, tail risk, aging infrastructure, risk governance.