recoups

Recoups is the third-person singular present tense form of the verb recoup. To recoup means to regain money or resources that were lost or spent, typically through repayment, compensation, or recovery of value. The term is commonly used in business, finance, insurance, and legal contexts to describe the act of reclaiming costs, losses, or investments.

The related noun is recoupment, which denotes the act or process of recouping or the amount recovered. Recoupment can refer to recovering costs from a payer, reclaiming losses through settlements, or offsetting one liability against another. While recoup is widely used as a verb, recoups appears primarily in sentences describing a subject performing the action (e.g., the company recoups its investment).

In practice, recouping losses can occur via revenue generation, refunds, settlements, royalties, or other sources of compensation. In budgeting and accounting, organizations monitor expected recoups to assess profitability and cash flow. In insurance, subrogation and other recovery mechanisms may enable a payer to recoup expenses from liable parties.

Recoups is a standard, non-technical verb form and is not typically specialized beyond general financial and legal discourse. For noun usage, recoupment or recovery are more common. In everyday writing, you will most often see recoup used in the sense of restoring or reclaiming value, with recoupment reserved for formal or legal contexts describing the total amount recovered.