nyugdíjkiegészítés

Nyugdíjkiegészítés, often referred to as supplementary pension, is a financial benefit provided by governments to supplement the basic pension of retirees. The primary goal is to ensure that retirees have a more stable and adequate income during their retirement years. The concept varies by country, but generally, it is designed to address the gap between the basic pension and the actual living costs.

In many countries, nyugdíjkiegészítés is means-tested, meaning the amount of the supplement depends on the retiree's income and assets. This ensures that the benefit is targeted towards those who need it most. The supplementary pension is typically paid in addition to the basic pension, providing an additional layer of financial security.

The eligibility criteria for nyugdíjkiegészítés usually include being at least a certain age, having a basic pension, and meeting the means-test. The application process varies by country, but it generally involves submitting documentation to prove eligibility and income levels.

The purpose of nyugdíjkiegészítés is to improve the quality of life for retirees by reducing poverty and financial hardship. It is a crucial component of social welfare systems, ensuring that the elderly have access to the resources they need to maintain their standard of living.

However, the provision of nyugdíjkiegészítés can be a contentious issue, with debates surrounding its adequacy, affordability, and the potential for it to disincentivize work. Governments must carefully balance the need to support retirees with the financial constraints of their pension systems.