monei

MONEI is a financial technology company that provides payments infrastructure for online merchants and platforms. The platform offers a unified approach to accepting and managing payments, aiming to simplify integration with a single API and dashboard. It supports card-present and card-not-present transactions and is designed to work for businesses operating across multiple regions and currencies.

Services and capabilities include processing payments from cards and digital wallets, as well as local payment methods. MONEI emphasizes multi-currency processing, settlement and payout options, recurring billing and subscriptions, invoicing, and payouts to vendors or partners. The platform also includes fraud protection, risk management features, and tools for dispute and chargeback handling. Developers can access API documentation, webhooks, and software development kits to integrate payments into various e-commerce platforms and custom applications.

Technology and integration are described as developer-friendly, with a focus on a modular architecture and quick onboarding. The system typically offers sandbox environments, dashboards for merchants, and plugins or connectors for popular e-commerce solutions to streamline setup and reconciliation.

Security and compliance are central to its offering, with references to PCI DSS compliance, data encryption, tokenization of sensitive data, and ongoing risk monitoring to protect both merchants and customers.

History and market positioning are typical of fintech payment platforms: MONEI emerged in the competitive payments space to provide an alternative for merchants seeking flexible, globally accessible payment processing. It positions itself among other modern payments providers by emphasizing ease of integration, broad payment method support, and scalable payouts for businesses of different sizes.