krediidiliiniga
Krediidiliiniga, also known as a credit line, is a financial arrangement between a borrower and a lender that allows the borrower to access a predetermined amount of credit up to a certain limit. This type of agreement is commonly used by businesses to manage their cash flow and meet short-term financial needs without the need for frequent borrowing. The credit line is typically established for a specific period, during which the borrower can draw funds as needed, repaying the amount used within a specified timeframe.
There are two main types of credit lines: revolving and term. A revolving credit line allows the
Credit lines offer several advantages, including flexibility in managing cash flow, lower interest rates compared to
To qualify for a credit line, borrowers typically need to demonstrate a strong credit history, stable income,