kontantinsättningar

Kontantinsättning refers to the process of placing physical cash into a bank account. It can be performed at a bank branch with a teller, at an automated teller machine (ATM) that supports cash deposits, or through other cash handling services offered by financial institutions. The deposited amount is typically credited to the designated account after processing, and customers receive a deposit receipt as proof.

At a bank branch, customers provide their account number or payment reference and may be asked to provide identification for larger deposits, especially for business clients. At ATMs, deposits are made by inserting cash into a deposit slot; the machine validates banknotes and returns any invalid items. Some banks may apply daily limits on the amount that can be deposited via ATM.

Processing times vary: many deposits are available immediately or within one business day, but some banks hold funds for anti-fraud checks or due to cash-counting verification. In all cases, deposits are subject to applicable anti-money laundering (AML) controls, and large or unusual deposits may be reported or require documentation of the source of funds.

Fees and limits differ by bank and account type. Some institutions charge for cash deposits made by non-customers, or for large cash handling services. For businesses, special arrangements may apply, including daily cash collection and consolidated deposits.

In a broader context, kontantinsättningar remain part of banking services in many countries, even as cash usage declines. They contribute to liquidity in bank accounts and to the cash management practices of individuals and organizations.