konsumivõlad
Konsumivõlad, often translated as consumer debt, refers to money owed by individuals for personal consumption purposes. This typically includes loans taken out to purchase goods and services, such as credit card debt, car loans, student loans, and personal loans. The key characteristic of konsumivõlad is that they are generally not incurred for investment purposes like mortgages on real estate.
These debts can arise from various sources. Credit cards offer a revolving line of credit that allows
The accumulation of konsumivõlad can have significant financial implications for individuals. High levels of debt can