katastofemodeller
Katastofemodeller, often translated as catastrophe models, are computational tools used to simulate and assess the potential financial impact of extreme events, such as natural disasters. These models aim to quantify the likelihood and severity of events like hurricanes, earthquakes, floods, and wildfires, and subsequently estimate the potential losses to insured properties, businesses, and infrastructure.
The development and application of catastrophe models are primarily driven by the insurance and reinsurance industries.
A typical catastrophe model consists of several key components. The hazard module generates a range of possible
Catastrophe models are complex probabilistic tools that rely on vast amounts of data and sophisticated algorithms.