insuranceasaservice
Insurance as a Service (IaaS), sometimes written as insuranceasaservice, is a business model in which insurance
Key components typically include policy management, underwriting and rating, risk assessment, claims processing, payments, compliance, and
How it works: a partner integrates with the IaaS platform, selects coverage options, and embeds them into
Business models include per-transaction fees, revenue sharing, subscription APIs, or white-label arrangements. Benefits include faster time
Common use cases include embedded consumer protection for e-commerce and electronics, ride-hailing and gig economy cover,
Regulatory and risk considerations include licensing and distribution rules, KYC/AML requirements, data privacy, cross-border compliance, and