indebidas

Indebidas is a term used in Spanish-language finance and consumer protection to describe payments, debits, or charges that are not legally owed or that were billed in error. The word comes from indebido, meaning not due.

In accounting, an indebid charge is a debit or entry that increases amounts payable beyond what is actually due, including duplicate payments, misapplied credits, or erroneous invoicing. In consumer protection, charges indebidos refer to amounts billed to a consumer that should not have been charged or are unauthorized.

Common types include duplicate charges, overcharges, service fees billed in error, charges for services not rendered, and misapplied taxes. Detection often relies on bank statements, invoices, receipts, or billing disputes raised by consumers or auditors.

Remedies typically involve dispute resolution with the merchant or financial institution, refunds of the indebido amount, reversal of the charge, or issuance of a credit note. Depending on the jurisdiction, consumers may file formal reclamaciones or complaints and may benefit from protections that require prompt investigation and restitution, as well as time limits on when a claim can be brought.

In accounting, indebidos relate to internal controls, reconciliations, and revenue recognition controls. Clear documentation and audit trails help prevent and correct indebidas.

If you want, you can specify a jurisdiction or domain (banking, utilities, e-commerce) to tailor the article further.